Banks - Finance - Accounting
Experience:
With over 10 years of experience in FinTech, lending, collections, and sales leadership, I have a strong track record of scaling business and improving portfolio quality. At Fundly.ai, I grew the retailer base from 400 to 2,000, increased revenue from ₹6 Cr to ₹20 Cr, and strengthened repayment performance. Previously at Cars24 Financial Services, I managed a ₹30 Cr monthly book across TN & KL, reduced delinquency from 9.5% to 5%, and led a 15-member team while handling key bank/NBFC partnerships.
With an MBA in International Business and hands-on experience driving growth and operational efficiency, I am confident in my ability to add value to your team
Education:
MBA INTERNATIONAL BUSINESS UK
Skills:
Problem Solving
Communication
Critical Thinking
Leadership
Additionally:
• Led end-to-end collections, lending, and trade finance operations for pharma distributors and retailers across Tamil Nadu.
• Scaled active retailer portfolio from 400 to 2,000+ accounts while maintaining strong portfolio quality and credit discipline.
• Grew revenue from INR 6 crore to INR 20 crore through focused cash flow management, recovery optimization, and new account acquisition.
• Reduced NPAs through structured settlements, repayment plans, and targeted legal actions on delinquent accounts.
• Implemented NACH and automated payment systems, significantly improving collection efficiency and on-time payment rates.
• Managed large borrower portfolios with continuous focus on early delinquency control and bucket-wise resolution strategies.
• Led cross-functional teams spanning collections, credit underwriting, and field sales to ensure unified portfolio performance.
