Experience:
4 Years in Bank of America and 5 Yrs in K Fin technology pvt ltd
Skills:
Verify that all documents are underwritten and take decisions according to the Fannie Mae and Freddie Mac guidelines.
Reviewing and verifying loan applications and supporting documentation.
Reviewing and specifying loan conditions as necessary.
compliance with company policies and guidelines.
Income Calculations
4Cs of Underwriting
Returning applications with additional documentation to the loan officer for review.
Knowledge of Conventional, FHA, VA, USDA & Mortgage residential loans
Moving Loan to Underwriter queue as the requirement rcvd Loan documents.
Writing email to the LOB with the respective Doc attached to take necessary action.
Worked on process QC for more than a Year and maintained monthly QC scores
Worked on Reporting like QC reports, BOD and EOD reports.
Assign the work to among the team members
Providing training to new joins for process flow.
Additionally:
Submits mortgage loan application files for underwriting approval
Check for accuracy after loan originator completes disclosure package
Works efficiently and effectively due to the sensitive time constraints required for closings.
Identification of Mortgage/Home Loan documents sent by the customer
Process conventional loans from set up to submission, from conditions to close.
Classification of the documents into different Document Categories based on the document type.
Route the classified documents to the Underwriter for further review.
