Banks - Finance - Accounting
Experience:
Reviewed customer financial data to ascertain level of risk involved for extending credit.
Prepared basic and preliminary credit analyses to determine creditworthiness and compliance.
Reconciled customer accounts to identify delinquencies or disputes, documenting root causes.
Requested financial documents from customers.
Developed comprehensive understanding of financial statements, enhancing opportunities to assess risk.
Worked closely with both customers and sales team to reconcile accounts and oversee payment negotiation.
Negotiated payment plans with customers, achieving sales and cash flow objectives.
Conducted credit reviews on corporations to assess financial conditions.
Presented key information to upper management and executive team for loan recommendations.
Collected and organized loan documents before submission to underwriting.
Assessed customer credit files regularly to review receivables.
Monitored and maintained compliance with internal controls and government regulations.
Provided excellent service and attention to customers when face-to-face or through phone conversations.
Approached customers and engaged in conversation through use of effective interpersonal and people skills.
Leveraged [Software] skills to input and compile data gathered from various sources.
Assisted with customer requests and answered questions to improve satisfaction.
Promoted high customer satisfaction by resolving problems with knowledgeable and friendly service.
Education:
2007-2012 Bachelor of Science, Computer Science
Lagos State University Ojo Campus.
2003-2005 Diploma, Electronic and Computer Engineering
Lagos State University Epe Campus.
1995-2001 Lagos Baptist Academy Obanikoro Lagos State.
1989-1995 Adaranijo Primary School Lagos State.
Skills:
* Certificate in Risk Management Certification Program (PMI-RMP), 2020
• Cisco Certified Network Associate (CCNA), 2016
Additionally:
hardworking
