Experience:
July, 2022 Till Date | Certified Trade And Credit Officer
Bank Al-Habib Ltd
As Trade Officer Responsible For
• Ensure accurate and efficient processing of Export Bills.
• Responsible for timely & accurate processing of Export transactions with adherence to internal & external regulations and audit requirements
• Negotiations & Export LC Advising as per agreed TATs and maintaining of record as per the bank’s procedures.
• Scrutiny of Export Documents, the rectification of discrepancies & seeking proper disposal instructions from branch/Customer. Dispatch of Export Documents.
• Provision of data for Internal/External/SBP Audit, Responding to Audit Queries, Audit Compliance. Timely and accurate regulatory and internal reporting
• To ensure proper record maintenance. Correspondence with Foreign Banks.
As Credit Officer Responsible For
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyze risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
Feb, 2018 To March-2022 | Branch Banking Officer
Bank Al-Habib Ltd
• Well versed with AML/CFT regulations.
• Manage customer portfolios, service relationships, and identify cross-selling opportunities.
• Process all teller transactions and balance General ledger Accounts • Acts as the primary contact person and resolves operations issues as they arise.
• analyzes customer needs in order to cross-sell a wide variety of Bank services and develops new business through referrals and existing clients
Aug, 2016 To Sept, 2017 | R&D And Quality Control Supervisor
Ravi Fiber (Pvt) Ltd: Recycled Polyester Fiber Manufacturer
• Ensure Ingredients & Packaging meet the QA Standards • Ensure replicability across all manufacturing facilities.
• Investigate, report and make recommendations on technical issues
• Monitor and recommend improvements in processes to meet Quality Standards
• Manage quality testing with External labs
• Lead Product Stability Program
• Responds to customer complaints or inquires and develops action plans to address related complaints.
Nov,2015 To June, 2016 | Trainee Engineer & Shift Incharge
EVM Fiber (Pvt) Ltd: Recycled Polyester Fiber Manufacturer
• Supervising the manufacturing processes, ensuring quality work.
• Diagnosing problems in the production line and providing recommendations
• Identifying, documenting, and reporting of daily production parameters
• Managing production staff and ensure the safety productions
Education:
Comprehensive Trade and Credit Program Batch-II
The Institute of Bankers Pakistan
JAIBP Stage-1
The Institute of Bankers Pakistan
Bachelor of Science in Polymer Engineering
National Textile University Faisalabad, Pakistan
Intermediate (PRE-ENGINEERING)
Board of Intermediate and Secondary Education, Multan
Secondary School Certificate
Board of Intermediate and Secondary Education, Multan
Skills:
Strong Analytical Skills
• Customer Service Experience
• MS OFFICE (Word, Excel, Power Point)
• Excellent Spoken & Written Communications in English Language
• Work Individually & In Group With Responsibility & Ownership
Additionally:
Currently working in Banking sector in Pakistan and interested to migrate to Europe, Open to work in any position.