Experience:
Accountant
DPS Monarch International School
Al Wukair, Doha Qatar 2019 - Till Date
• Payment Handling: Managed cash, check, and credit card payments, ensuring precise posting to customer accounts.
• Collections Management: Proactively addressed overdue payments and supervised skipped invoices through strategic collection calls.
• Account Oversight: Monitored customer accounts, swiftly identifying non-payments, delays, and irregularities.
• Invoicing Efficiency: Systematically generated invoices, maintaining organized records in the ERP system.
• Collaborative Approach: Worked with other departments for streamlined resolution of unapplied cash, write-offs, adjustments, and payment reversals.
• Charge-back Resolution: Clarified charge-backs, deductions, and allowances, contributing to accurate financial records.
• Transaction Accuracy: Ensured precision through meticulous review of reports and organized paperwork.
• Inventory Monitoring: Oversaw inventory processes, including receiving, shipping, invoicing, and RMA reports.
• Log Maintenance: Organized specialized logs, reporting to supervisors in Purchasing, Bookkeeping, and Inventory Operations.
• Statement Preparation: Quickly prepared customer statements, bills, and invoices, conducting brief research and analysis.
• Customer Query Resolution: Efficiently managed and resolved customer inquiries, compiling data for concise monthly reports.
Assistant Branch Manager HDFC Bank Ltd, Chennai, India 2016-2018.
• Bank Overview: Contributed to HDFC Bank, a leader with 170 Billion USD assets and 5500 branches, providing a full spectrum of financial services.
• Leadership Role: As Assistant Branch Manager, ensured a comprehensive understanding and implementation of organizational policies and procedures.
• Operational Resolution: Addressed all operational and procedural issues, serving as the escalation point for effective resolution.
• Class A Branch Management: Oversaw a Class A branch, managing diverse areas and maintaining high service quality despite challenges in size and location.
• Cross-Functional Responsibilities: Played a key role in cross-functional activities, leveraging experience and CRM analysis for effective upselling and cross selling.
• Operational Excellence Recognition: Contributed to the branch’s recognition as a Top 5 performer in operational efficiency and customer support.
Customer Services Responsibilities:
• Account Handling: Led customer account processes, including opening, maintenance, and closure, ensuring regulatory compliance.
• Card Management: Oversaw efficient issuance and management of debit and credit cards for seamless transactions.
• Credit Report Assessment: Verified and assessed credit reports before forwarding to the Credit Department.
• Document Maintenance: Managed a vast collection of documents using a checklist system for streamlined organization.
• Subordinate Coordination: Coordinated with subordinates for systematic document collection, adhering to established checklists.
Consumer Finance Responsibilities:
• Lead Acquisition: Led the acquisition of leads, converting them into various financial facilities.
• Finance Management: Oversaw Home, Vehicle, Personal, and Business Finance operations.
• Welcome Kit Oversight: Managed the welcome kit process, ensuring instant debit card issuance, and took charge of related controls and stock.
• Audit Management: Responsible for pre-audit preparation, efficient audit management, and timely responses to audit comments.
• Staff Mentoring: Guided new branch additions through training, focusing on procedural and customer service aspects.
Corporate Services Responsibilities:
• Account Oversight: Managed corporate accounts, ensuring smooth and compliant operations.
• Document Handling: Efficiently collected necessary documents for corporate processes.
• Trade Finance Operations: Led operations in trade finance for seamless transactions.
• Client Query Resolution: Resolved client queries on Import payments, Letter of Credit, and Collection Bills for customer satisfaction.
Assistant Acquisition Manager Kotak Mahindra Bank Ltd, Chennai, India 2014-2016.
• Sales Ownership: Managed the entire sales lifecycle, executing strategies aligned with the bank’s goals.
• Strategic Execution: Executed sales strategies in line with the bank’s consolidated targets and operational plans.
• Client Acquisition: Identified critical success factors for new client acquisition, meeting branch sales targets.
• Team Monitoring: Ensured the team achieved targets in defined markets and business segments.
• Network Development: Developed a community network for enhanced bank visibility and new business referrals.
• Product Sales: Sold diverse banking products to clients, including CASA, Credit Cards, Mortgage, Loans, and Bancassurance.
• Lead Prospecting: Identified new leads and pitched banking products to expand the customer base.
• Client Service: Provided service to existing customers, managing all aspects of customer relationships.
• Corporate Sales: Focused on corporate sales for premium and HNI clients, strategizing to achieve ambitious targets.
Junior Accountant.
Easwari Fabitecs, Tiruchirappalli, India
2012- 2014
• Policy Enhancement: Improved organizational policies with a sharp grasp of protocols.
• Financial Controls: Strengthened accounting controls by suggesting effective policies.
• Discrepancy Resolution: Identified and resolved financial discrepancies through analysis.
• Payment Optimization: Streamlined payment procedures by verifying documentation.
• Confidential Finance: Safeguarded operations with confidential financial management.
• Team Contribution: Actively contributed to team goals and results.
Education:
• Master of Commerce (M.Com)
Bishop Heber College (2010-2012)
• Master of Business Administration (MBA)
Bharathidasan University (2010-2012
Skills:
• Accounts Receivable
• Accounts Payable
• Financial Reporting
• Microsoft Excel
• Oracle
• Nexquare
• Payment Processing
• Collection Management
• Invoicing
Additionally:
Driving License: Yes (Qatar License)